:root {
  --bg: #f4f7fb;
  --surface: #ffffff;
  --surface-alt: #f8fbff;
  --text: #122033;
  --muted: #5a6778;
  --line: #dbe5ef;
  --primary: #0a6ad6;
  --primary-dark: #0855ac;
  --accent: #0fb78d;
  --danger: #d44f3c;
  --shadow: 0 14px 38px rgba(12, 34, 59, 0.1);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
  background: radial-gradient(circle at top right, #eaf4ff 0%, #f7fbff 38%, #f4f7fb 100%);
  color: var(--text);
  line-height: 1.5;
}

.container {
  width: min(1120px, 92vw);
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(6px);
  background: rgba(244, 247, 251, 0.84);
  border-bottom: 1px solid rgba(219, 229, 239, 0.8);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 14px 0;
}

.logo {
  color: var(--text);
  text-decoration: none;
  font-size: 1.1rem;
  font-weight: 800;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 20px;
}

.nav-links a {
  text-decoration: none;
  color: var(--muted);
  font-weight: 600;
  font-size: 0.95rem;
}

.nav-links a:hover {
  color: var(--text);
}

.hero {
  padding: 76px 0 58px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 28px;
  align-items: center;
}

.eyebrow {
  margin: 0 0 10px;
  color: var(--primary);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1 {
  margin: 0;
  font-size: clamp(2.1rem, 5vw, 3.2rem);
  line-height: 1.1;
  letter-spacing: -0.02em;
}

.lead {
  margin: 16px 0 0;
  color: var(--muted);
  max-width: 60ch;
}

.hero-actions {
  margin-top: 24px;
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.bullet-list {
  margin: 24px 0 0;
  padding-left: 18px;
  color: var(--text);
}

.bullet-list li + li {
  margin-top: 8px;
}

.risk-panel {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 22px;
  box-shadow: var(--shadow);
}

.risk-panel h2 {
  margin: 0 0 14px;
  font-size: 1.2rem;
}

.risk-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 14px;
  border-top: 1px solid var(--line);
  padding: 12px 0;
}

.risk-item strong {
  color: var(--danger);
  font-size: 1.05rem;
}

.risk-note {
  margin: 10px 0 0;
  color: var(--muted);
  font-size: 0.9rem;
}

.risk-banner {
  padding: 12px 0;
  background: linear-gradient(90deg, #123866 0%, #0a6ad6 100%);
  color: #fff;
}

.risk-banner-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.risk-banner p {
  margin: 0;
  font-size: 1rem;
}

.section-pad {
  padding: 70px 0;
}

.section-alt {
  background: var(--surface-alt);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.section-title {
  margin: 0 0 24px;
  font-size: clamp(1.7rem, 3vw, 2.2rem);
  line-height: 1.2;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 22px;
}

.metric-card h3 {
  margin: 0;
  font-size: 2rem;
}

.metric-card p {
  margin: 8px 0 0;
  color: var(--muted);
}

.feature-card p,
.process-card p,
.pricing-card p,
.quote,
.faq p {
  color: var(--muted);
}

.step {
  display: inline-block;
  color: var(--primary);
  font-weight: 800;
  font-size: 0.9rem;
  letter-spacing: 0.06em;
}

.pricing-card .price {
  margin: 8px 0;
  color: var(--text);
  font-size: 1.8rem;
  font-weight: 800;
}

.price-note {
  margin: -4px 0 10px;
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 600;
}

.plan-list {
  margin: 12px 0 16px;
  padding-left: 18px;
  color: var(--text);
}

.plan-list li + li {
  margin-top: 8px;
}

.pricing-action {
  width: 100%;
}

.pricing-card.featured {
  border-color: var(--primary);
  box-shadow: var(--shadow);
  transform: translateY(-10px) scale(1.02);
}

.badge {
  display: inline-block;
  margin: 0 0 10px;
  background: #e8f2ff;
  color: var(--primary-dark);
  border: 1px solid #c6dcff;
  border-radius: 999px;
  padding: 5px 10px;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.quote {
  margin: 0;
}

.quote cite {
  display: block;
  margin-top: 12px;
  color: var(--text);
  font-style: normal;
  font-weight: 700;
}

.cta-section {
  background: linear-gradient(140deg, #0c2d52 0%, #0a6ad6 100%);
  color: #fff;
}

.cta-wrap {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 22px;
  align-items: start;
}

.cta-wrap h2 {
  margin: 0;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
}

.cta-wrap p {
  margin: 12px 0 0;
  color: rgba(255, 255, 255, 0.9);
}

.cta-form {
  display: grid;
  gap: 10px;
  background: #fff;
  border-radius: 14px;
  padding: 16px;
  border: 1px solid rgba(255, 255, 255, 0.4);
}

.cta-form input,
.cta-form select {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 12px;
  font-size: 1rem;
}

.cta-form button {
  margin-top: 6px;
}

.report-card {
  margin-top: 14px;
  background: #ffffff;
  color: var(--text);
}

.report-card h3 {
  margin: 0 0 8px;
  color: var(--text);
}

.report-card p {
  margin: 8px 0;
  color: var(--muted);
}

.report-card ul {
  margin: 10px 0;
  padding-left: 18px;
  color: var(--text);
  max-height: 220px;
  overflow: auto;
}

.report-card a {
  color: var(--primary-dark);
  font-weight: 700;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: 0;
  border-radius: 10px;
  padding: 11px 16px;
  font-weight: 700;
  font-size: 0.95rem;
  color: #fff;
  background: var(--primary);
  text-decoration: none;
}

.btn:hover {
  background: var(--primary-dark);
}

.btn-ghost {
  background: transparent;
  border: 1px solid var(--line);
  color: var(--text);
}

.btn-ghost:hover {
  background: #ecf3fb;
}

.btn-light {
  background: #fff;
  color: var(--text);
}

.btn-light:hover {
  background: #eef4ff;
}

.btn-sm {
  padding: 9px 13px;
}

.site-footer {
  border-top: 1px solid var(--line);
  background: #fff;
}

.footer-wrap {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 18px;
  padding: 24px 0 38px;
}

.site-footer p {
  margin: 6px 0;
  color: var(--muted);
}

.site-footer a {
  color: inherit;
  text-decoration: none;
}

.site-footer a:hover {
  text-decoration: underline;
}

@media (max-width: 980px) {
  .hero-grid,
  .cta-wrap {
    grid-template-columns: 1fr;
  }

  .grid-3 {
    grid-template-columns: 1fr 1fr;
  }

  .pricing-card.featured {
    transform: none;
  }

  .footer-wrap {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 760px) {
  .nav-wrap {
    flex-wrap: wrap;
    justify-content: center;
  }

  .nav-links {
    width: 100%;
    justify-content: center;
    flex-wrap: wrap;
  }

  .risk-banner-wrap {
    flex-direction: column;
    align-items: flex-start;
  }

  .grid-3,
  .grid-2,
  .footer-wrap {
    grid-template-columns: 1fr;
  }

  .section-pad {
    padding: 54px 0;
  }
}